/* ========= PRE-CALCULATION PANEL ========= */
        .pre-calc-panel {
            background: rgba(59, 130, 246, 0.06);
            border: 1px solid rgba(59, 130, 246, 0.20);
            border-radius: 16px;
            padding: 18px;
            margin: 16px 0;
            animation: slideIn 0.22s ease;
        }
        .pre-calc-header {
            display: flex;
            align-items: center;
            gap: 10px;
            margin-bottom: 14px;
        }
        .pre-calc-header svg { color: var(--primary); flex-shrink: 0; }
        .pre-calc-header h3 { margin: 0; font-size: 0.92rem; font-weight: 700; color: #fff; }
        .pre-calc-rule-badge {
            font-size: 0.76rem;
            padding: 3px 10px;
            border-radius: 999px;
            background: rgba(59, 130, 246, 0.15);
            color: var(--primary);
            font-weight: 600;
        }
        .pre-calc-cards {
            display: grid;
            grid-template-columns: repeat(4, 1fr);
            gap: 10px;
        }
        .pre-calc-row-bottom {
            display: grid;
            grid-template-columns: repeat(3, 1fr);
            gap: 10px;
            margin-top: 10px;
        }
        .pre-calc-card {
            background: var(--surface);
            border: 1px solid var(--border);
            border-radius: 12px;
            padding: 12px 14px;
            text-align: center;
            animation: fadeSlideIn 0.3s ease both;
        }
        @keyframes fadeSlideIn {
            from { opacity: 0; transform: translateY(8px); }
            to { opacity: 1; transform: translateY(0); }
        }
        .pre-calc-card .pc-label { font-size: 0.74rem; color: var(--muted); margin-bottom: 4px; }
        .pre-calc-card .pc-value { font-size: 1.1rem; font-weight: 800; color: #fff; }
        .pre-calc-card .pc-value.green { color: var(--success); }
        .pre-calc-card .pc-value.blue { color: var(--primary); }
        .pre-calc-card .pc-value.yellow { color: var(--warning); }
        .pre-calc-card.highlight {
            background: rgba(16, 185, 129, 0.08);
            border-color: rgba(16, 185, 129, 0.30);
        }
        .pre-calc-card.bdr-emprestimo {
            border-left: 3px solid var(--color-emprestimo);
        }
        .pre-calc-card.bdr-cartao {
            border-left: 3px solid var(--color-cartao);
        }
        .pre-calc-card.bdr-beneficio {
            border-left: 3px solid var(--color-beneficio);
        }

        @media (max-width: 768px) {
            .pre-calc-cards { grid-template-columns: repeat(2, 1fr); }
            .pre-calc-row-bottom { grid-template-columns: 1fr; }
        }

        /* ========= NOVA SIMULAÇÃO BUTTON ========= */
        .new-sim-btn {
            display: inline-flex;
            align-items: center;
            gap: 8px;
            background: var(--primary);
            color: #fff;
            border: none;
            padding: 10px 20px;
            border-radius: 12px;
            font-size: 0.9rem;
            font-weight: 700;
            cursor: pointer;
            transition: all 0.18s;
            margin-bottom: 16px;
        }
        .new-sim-btn:hover { background: var(--primary-strong); transform: translateY(-1px); }
        .new-sim-btn svg { width: 18px; height: 18px; }